Appraisal services for Oakhurst and Monmouth County homeowners

See the top seven reasons NJ homeowners order from The Welter Appraisal Group:

Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
Remove PMI to reduce a mortgage payments
To reinstate your Home Equity Line of Credit (HELOC)
Verify another appraiser's report
If real estate needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in Monmouth county or NJ

Do you own a home in or near Oakhurst? Do you need help deciding the value of your real estate?
Contact The Welter Appraisal Group.

At The Welter Appraisal Group, we understand the special needs of a customer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at The Welter Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just you saying how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value report than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are experienced in helping customers just like you rid themselves of unneeded PMI insurance.

Challenge a property tax assessment

Lets say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from The Welter Appraisal Group is your number one weapon.

Was your HELOC recently frozen?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be inopportune from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. The Welter Appraisal Group can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.