Attention homeowners in Oakhurst and Monmouth County: Need an appraisal?
The top 7 reasons why NJ homeowners hire The Welter Appraisal Group:
Own a home in or near Oakhurst, NJ and need help deciding the value of it?
At The Welter Appraisal Group, we understand the unique needs of a homeowner looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions. For Sale By Owner/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at The Welter Appraisal Group are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value opinion than yours. Appraisals to cancel PMIAn attractive money saver for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We're experienced in helping people just like you get rid of unneeded and unwanted PMI insurance. Challenging property tax assessmentsIf you live in a local area that is declining or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from The Welter Appraisal Group is your best weapon. Recently got a freeze your HELOC?If your house is in a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. The Welter Appraisal Group can help you reinstate your HELOC. We Provide Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you'd prefer to have a seasoned professional double-check it for efficiency or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your property. |